Gifts Through Your IRA
Gift Overview
If you are 70½ or older, you can make a tax-free distribution from your traditional or Roth IRA to The Nature Conservancy. You can donate up to $100,000 each year without incurring income tax on your withdrawal - it's an efficient way to support the causes that matter to you most. Request more information today.
How It Works
- You direct distributions in the amount of your choosing from your traditional or Roth IRA to The Nature Conservancy. This can be a one-time or recurring gift.
- The distributions go directly to the Conservancy and are not subject to income tax.
How You Benefit
- You avoid the income tax penalty on your distributions.
- You have the satisfaction of seeing your gift immediately support critical conservation work.
A Gift Through Your IRA May Be for You If:
- You are over age 70½.
- You do not need the additional income from your required minimum distributions.
- You don't itemize deductions or you are subject to a rule that limits your deductions.
- You want to give more than the 60% deduction limitation.
- You live in a state with no charitable income tax deduction.
More Information
IRA Gift Example: You are 75 years old and your adjusted gross income will total $200,000 this year. Earlier in the year you contributed $100,000 to The Nature Conservancy, so you have reached the limit (50% of adjusted gross income) on charitable gifts you can deduct this year.
You want to provide additional support for a The Nature Conservancy program, so you direct a $100,000 payment from your IRA to us.
Donor | Individual, age 75 |
Withdrawal from IRA | $100,000 |
Contribution | $100,000 |
Income tax on withdrawal | $0 |
Charitable deduction for withdrawal | $0 |
Please note that The Nature Conservancy cannot render tax or legal advice and we urge you to consult with your professional advisor about your situation before making a charitable gift.
View a sample transfer letter.
Please note: If you’re under the age of 70½, you can use your IRA to support The Nature Conservancy’s work by making a withdrawal and donating the proceeds after taxes OR by designating the Conservancy as a beneficiary of your retirement plan. For more information, please contact one our gift planning experts at (877) 812-3698 or legacy@tnc.org.
Learn More
We're here to help. To notify us of a legacy gift you have planned, or to discuss the best gift option for you, please contact us via our online form or at (877) 812-3698.
- Read about donors who have made gifts for nature.
- Have you named the Conservancy as a beneficiary in your will? Let us know.
You can protect forests and other natural places by making a planned gift with The Nature Conservancy. Contact us today.