If you are 70½ or older, you can make a tax-free distribution from your traditional or Roth IRA to The Nature Conservancy without incurring federal income tax on the withdrawal. Distributions can total up to $100,000 annually. Request your personal proposal today.
How It Works
- You direct lifetime distributions from your IRA or ROTH IRA to The Nature Conservancy.
- The distributions go directly to The Nature Conservancy and are not subject to income tax.
A Gift Through Your IRA May Be for You If:
- You are over age 70½.
- You want to make a significant outright gift to support one of our programs now.
- Your other charitable contributions for the year have reached your percentage-deduction limitation.
- You have adequate or surplus retirement savings.
- You do not need the additional income necessitated by the minimum required distribution, OR
- Your charitable gifts already equal 50% of your adjusted gross income, so you do not benefit from an income tax charitable deduction for additional gifts, OR
- You are subject to a rule that limits your itemized deductions, OR
- You do not itemize deductions.
- Distributions must be made outright—they cannot fund a life-income gift.
- Gifts can only be made from a traditional or Roth IRA.
- If you have retirement assets in a 401(k), 403(b) etc., you can roll those funds into an IRA and then transfer the funds to The Nature Conservancy.
- You will not receive a charitable income tax deduction, but your gift will not count toward the deduction limitation for charitable gifts.
IRA Gift Example: You are 75 years old and your adjusted gross income will total $200,000 this year. Earlier in the year you contributed $100,000 to The Nature Conservancy, so you have reached the limit (50% of adjusted gross income) on charitable gifts you can deduct this year.
You want to provide additional support for a The Nature Conservancy program, so you direct a $100,000 payment from your IRA to us.
Individual, age 75
Withdrawal from IRA
Income tax on withdrawal
Charitable deduction for withdrawal
Please note that The Nature Conservancy cannot render tax or legal advice and we urge you to consult with your professional advisor about your situation before making a charitable gift.
Please note: If you’re under the age of 70½, you can use your IRA to support The Nature Conservancy’s work by making a withdrawal and donating the proceeds after taxes OR by designating the Conservancy as a beneficiary of your retirement plan. For more information, please contact one our gift planning experts at (877) 812-3698 or firstname.lastname@example.org.
- Research all of your gift possibilities.
- Read about donors who have made gifts for nature.
- Have you named the Conservancy as a beneficiary in your will? Let us know.
You can protect forests and other natural places by making a planned gift with The Nature Conservancy. Contact us today.