- Phone: +1 833-336-7526
- Email: legacy@tnc.org
-
Follow
Income for Today, a Legacy for Tomorrow
A charitable gift annuity with The Nature Conservancy is a gift that gives back. It can provide you and/or another beneficiary with stable income for life. You may also receive an immediate income tax deduction.
How It Works
- You create an annuity by irrevocably transferring $10,000 or more in cash, securities or other property to TNC.
- You and/or up to two beneficiaries receive fixed annual payments for life at a very attractive rate based on the age of the beneficiaries.
- You can begin receiving payments immediately (if you are 60 or older) or defer payments a year or more. The older you are when your payments begin, the higher your rate.
- You are eligible for an immediate tax deduction. If you donate appreciated assets, you may save on capital gains taxes as well.
- The principal passes to TNC after the lifetime of the income beneficiaries.
How You Benefit
- You and/or your beneficiary receive payments for life.
- You receive an immediate income tax deduction for a portion of your gift.
- Your lifetime annuity is backed with a reserve and the full assets of TNC.
- Your annuity payments are treated as part ordinary income and part tax-free income. If the gift is funded with appreciated property, your annuity payments are also part capital gains income.
- You have the satisfaction of making a significant gift that benefits you now and that will help TNC protect lands and waters and address our planet’s greatest challenges in the future.
Sample Annuity Rates
By setting up a charitable gift annuity, you provide much-needed funds for conservation, while also receiving payments for life. Great news! On January 1st, 2024, annuity rates will increase. See table below for sample rates or calculate the benefits of a gift annuity with our gift calculator. For a personalized proposal, contact us today.
Charitable Gift Annuity Payment for a $10,000 Gift
| Age | Rate | Annuity | Tax Deduction |
| 60 | 5.2% | $520 | $3,536 |
| 65 | 5.7% | $570 | $3,629 |
| 70 | 6.3% | $630 | $3,842 |
| 75 | 7.0% | $700 | $4,078 |
| 80 | 8.1% | $810 | $4,596 |
| 85 | 9.1% | $910 | $5,336 |
| 90+ | 10.1% | $1,010 | $6,181+ |
The figures above are sample rates for a single beneficiary and are for illustration purposes only. The deduction is variable and based on the highest available monthly IRS Discount Rate. Due to New York state requirements, rates for New York residents may be lower.
Fund a CGA With Your IRA
If you're 70½ or older, you may be able to fund a charitable gift annuity with your IRA.
Learn MoreGift Calculator
Explore the income and tax benefits you may receive by setting up a life income gift.
These types of gifts can help protect nature and provide benefits to you and/or your loved ones.
Use this calculator to see estimated tax deductions and payments that may result from some types of life income gifts offered by TNC.
Due to New York state requirements, rates for New York residents may be lower.
Donor Story
Meet Manfred and Denise
By setting up life income gifts, Manfred Krause and Denise Caldwell receive steady income now and will help protect nature in the future.
More Ways of Giving
Leave a Legacy
Help protect nature's future by including TNC in your will or estate plan. You can make a world of difference.
Fund a Life Income Gift with Your IRA
If you're 70 1/2 or older, you may be able to use your IRA to fund a gift that pays you income and supports TNC's critical conservation work.
Retirement Plan Gifts
Naming TNC as a beneficiary of your IRA, 401k or other qualified plan may eliminate both income and estate taxes.