How It Works

• You create an annuity by irrevocably transferring $10,000 or more in cash, securities or other property to TNC.
• You and/or up to two beneficiaries receive fixed annual payments for life at a very attractive rate based on the age of the beneficiaries.
• You can begin receiving payments immediately (if you are 60 or older) or defer payments a year or more. The older you are when your payments begin, the higher your rate.
• You are eligible for an immediate tax deduction. If you donate appreciated assets, you may save on capital gains taxes as well.
• The principal passes to TNC after the lifetime of the income beneficiaries.

How You Benefit

• You and/or your beneficiary receive payments for life.
• You receive an immediate income tax deduction for a portion of your gift.
• Your lifetime annuity is backed with a reserve and the full assets of TNC.
• Your annuity payments are treated as part ordinary income and part tax-free income. If the gift is funded with appreciated property, your annuity payments are also part capital gains income.
• You have the satisfaction of making a significant gift that benefits you now and that will help TNC protect lands and waters and address our planet’s greatest challenges in the future. 

Sample Annuity Rates

By setting up a charitable gift annuity, you provide much-needed funds for conservation, while also receiving payments for life. Great news! On January 1st, 2024, annuity rates will increase. See table below for sample rates or calculate the benefits of a gift annuity with our gift calculator. For a personalized proposal, contact us today.

Charitable Gift Annuity Payment for a $10,000 Gift

The figures above are sample rates for a single beneficiary and are for illustration purposes only. The deduction is variable and based on the highest available monthly IRS Discount Rate. Due to New York state requirements, rates for New York residents may be lower.