Gifts Through IRAs

How It Works

• You direct distributions in the amount of your choosing, up to $100,000, from your traditional or Roth IRA to TNC (other types of retirement plans are not covered by the law). This can be a one-time or recurring gift.
• Gifts must be outright — you cannot use the distribution to fund a life-income gift such as a charitable gift annuity.  
• The distributions go directly to TNC and are not subject to income tax.

How You Benefit

• If you’re 72 or older, your gift can be used to satisfy your required minimum distribution (RMD). 
• You avoid the income tax penalty on your distributions. 
• You have the satisfaction of seeing your gift immediately support critical conservation work.

Can It Work for You?

A gift through your IRA may be for you if:

• You are over age 70½.
• You are over age 72 and do not need the additional income from your required minimum distribution.
• You don't itemize deductions or you are subject to a rule that limits your deductions.
• You live in a state with no charitable income tax deduction.
• You are no longer working and making contributions to a retirement plan.
  

More Information

Example: You are 75 years old and your adjusted gross income will total $200,000 this year. You direct a $100,000 payment from your IRA to us.

Please note that The Nature Conservancy cannot render tax or legal advice and we urge you to consult with your professional advisor about your situation before making a charitable gift.